Workers Compensation Benefits

Workers’ compensation benefits are available to qualified workers who are injured, who become ill, or are killed on the job.

The actual benefits are provided by the workers’ compensation insurance that all employers are required to carry. This “no-fault” insurance protects you in the event of injury and protects the employers against lawsuits filed by injured workers.

The benefits you receive for an injury depend on many factors, including state law, how you file and document the injury, and on the nature of your injury.

Depending on the situation you may be eligible for medical expenses, and for compensation for loss of income. Generally, the first thirty days of medical care are controlled by the employer’s insurance; after that, you may be able to choose your own doctors and facilities. Your medical expenses are usually covered fully, including the cost of travel to and from your doctor, and the cost of prescription medications.

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