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No-Fault Insurance in New Jersey

The concept of no-fault insurance claims first began in the United States in the early 1930’s, though it did not gain much popularity until it was refined in 1965 by Professors Robert Keeton and Jeffrey O’Connell. No-fault insurance, sometimes referred to as Personal Injury Protection (PIP), allows for the payment of medical expenses and other damages such as lost wages due to injury resulting from an auto accident. PIP was constructed with the intent to reduce the incentive to litigate as well as shorten the settlement wait-time brought on by the litigation process. If medical debts are being taken care of through each party’s personal auto insurance, the injured parties will be able to reap their full compensation immediately, regardless of who may have caused the accident. Continue reading “No-Fault Insurance in New Jersey”

Defenses to Intentional Torts

In a previous article titled, “Intentional Torts: What Are They?” the three main intentional torts (battery, assault, and false imprisonment) were explained. Many people may believe that, since a tort has been committed against them, they are entitled to damages. However, this may not hold true, as there are defenses to intentional torts. A few defenses to intentional torts include:

Intentional Torts: What Are They?

A tort is considered to be a civil wrongful act or an infringement of a right, which leads to civil legal liability. An intentional tort carries intent, meaning that the person committing the tort had the purpose or knowledge of doing so. A few common intentional torts include:

  • Battery;
  • Assault; and
  • False Imprisonment.

Continue reading “Intentional Torts: What Are They?”

Two More New Jersey Bus Accidents Result in Numerous Injuries

Buses are an inexpensive and convenient method of transportation that many travelers may opt to use over the railways or their personal vehicles, especially in New Jersey which is known for its suburban sprawl. However, sometimes bus accidents occur, posing the risk of serious injuries on a large-scale. On Monday, August 13, 2018, a tour bus traveling from Washington D.C. to Newark, New Jersey struck a bridge overpass at Newark’s Penn Station around midnight. Continue reading “Two More New Jersey Bus Accidents Result in Numerous Injuries”

Beware of Statute of Limitations for Personal Injury Lawsuits in New Jersey

A common phrase that is often associated with personal injury is “statute of limitations.” In a legal context, a statute of limitations refers to a body of law determined by an individual state which provides a period of time that limits legal action. Statutes of limitations are enacted to essentially protect defendants from being sued for an incident that occurred a number of years ago. If a plaintiff attempts to file a lawsuit past the allotted time frame, given by a state’s statute of limitations, they will be barred from doing so, in accordance with the law. Continue reading “Beware of Statute of Limitations for Personal Injury Lawsuits in New Jersey”

Dining Out with Food Allergies

Food allergies affect nearly fifteen million Americans and are quite common in many across the nation. According to the Food Allergy Research and Education coalition (FARE), a food allergy can be defined as a medical condition in which exposure to a food triggers a harmful immune response. The immune response called an allergic reaction occurs because the immune system attacks proteins in the food that are normally harmless. The proteins that trigger the reaction are called allergens. The eight most common food allergens include: Continue reading “Dining Out with Food Allergies”

Product Liability Lawsuit Against Arizona Beverage

People are injured and even killed by unsafe products every day, causing tens of millions in losses and damage every year. Flawed manufacturing, faulty and/or poorly designed products, and packaging malfunctions, among others, contribute to lawsuits filed under the premises of product liability. According to the Legal Information Institute at Cornell Law, product liability refers to the liability of any or all parties along the manufacturing chain of any product for damage caused by that product. This includes the manufacturer of component parts, which is at the top of the chain, or an assembling manufacturer, the wholesaler, and the retail store owner, which are at the bottom of the chain. Continue reading “Product Liability Lawsuit Against Arizona Beverage”

Safety Concerns on New Jersey’s Railways

Using the railroad is a growing option for travel throughout the nation, and especially for New Jersey residents. Trains often provide an easier, cheaper, and more convenient option for those who are traveling to work or school, or for pleasure. According to the 2018 PATH Ridership Report distributed by the Port Authority of New York and New Jersey, in New Jersey alone from January 2018 to July 2018, there were a total of 22,354,148 rides taken on PATH trains. Continue reading “Safety Concerns on New Jersey’s Railways”

The Dangers Posed by Drowsy Driving

Drowsy driving has been a long-standing problem posing dangers to those who drive on our nation’s roadways. Falling asleep behind the wheel can have grave consequences, such as injuring yourself, property, or others, as well as causing the death of you or another individual. Continue reading “The Dangers Posed by Drowsy Driving”

New Jersey Bicycle Safety Regulations

The summer season is in full swing! Many individuals in urban areas around New Jersey are beginning to ditch their vehicles for a healthier and much cheaper option, especially with the price of gas on the rise. Bicycling is a nice option for transportation for people who would like to get in shape and save a little money along the way. Continue reading “New Jersey Bicycle Safety Regulations”